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MADISON (WKOW) -- Wisconsin's insurance commissioner has some tips for travelers taking spring vacations.
Commissioner Theodore Nickel says travelers should consider buying insurance for expensive trips, but make sure to read and understand the policy before purchasing.
Nickels says travel insurance can cover everything from severe weather, illness, family emergencies and bankruptcy of travel agencies or cruise lines. By buying the insurance, travelers can cancel their trips if emergencies happen, claim damages if their belongings are missing or call for medical assistance on the road.
Nickel says travel insurance has limitations and exclusions to certain pre-existing conditions, so make sure any police you buy will cover unforeseen events related to your trip.