Enrollment deadlines approaching for health insurance - WQOW TV: Eau Claire, WI NEWS18 News, Weather, and Sports

Enrollment deadlines approaching for health insurance

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MADISON (WKOW) -- The Wisconsin Office of the Commissioner of Insurance is reminding everyone there are two Affordable Care Act (ACA) deadlines coming in the next several weeks.

The first deadline is March 15. In order to have health insurance coverage effective by April 1, consumers must have their insurance applications completed and submitted to the federal exchange by Saturday, March 15. Applications can be completed in the following ways:

  1. Work with a local insurance agent
  2. Contact a navigator or certified application counselor (for a complete list, visit oci.wi.gov)
  3. Visit the federal website, www.healthcare.gov
  4. Call 1-800-318-2596 to speak to an exchange official

The next deadline is March 31, which is when ACA open enrollment ends. Applications submitted between March 16 and March 31 will have an effective date of May 1.

If you do not meet the March 31 deadline, you may not be able to buy private health insurance until the next open enrollment period starts. The next open enrollment period will be November 15, 2014 to February 15, 2015.

The only way you can buy a health plan outside open enrollment is if you qualify for a special enrollment period.

The federal government requires all individuals and families to have health insurance, either through the federal marketplace or through an employer.

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